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Personal Banking

Last Updated on: 03/05/2023

IOB SB Platinum

Indian Overseas Bank, over the decades, has carved a niche for itself in the banking industry, providing proficient consumer and commercial banking services. Now, on the momentous occasion of its Platinum Jubilee Year, IOB continues the trend of providing efficient banking solutions with new special schemes.



All individuals including those employed in reputed companies, among software, public/private sector, Government etc.

Minimum Balance

Rs. 750/- (Rupees Seven hundred and fifty only)

Benefits/ Value Additions

✔ Free Cheque Book 75 leaves)

✔ Free International VISA Debit Card

✔ Free Internet Banking and Mobile Banking facility

✔ Free SMS Alerts

✔ Free Personal Accident Insurance cover for Rs. 75000/-

✔ Transfer of funds through RTGS/NEFT (75% concession on charges)

✔ Anywhere Banking facility

✔ Online Tax Payment/Utility Bill Payment facility

✔ Retail Products like Home Loan, Pushpaka (Vehicle Loan), Gold Coin, Health Care Plus Insurance available at competitive rates.

✔ Cash withdrawal up to Rs. 15000/- in any ATM*

✔ ASBA facility available

* Conditions Apply