Last Updated on: 21/03/2024
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IOB RUPAY SELECT DEBIT CARD-FEATURES
Eligibility
All SB Accounts, CD Accounts in the Name of Individuals or Proprietary Concerns, Maintaining an Average Daily Balance of Rs. 1,00,000/- (Lounge Access Facility in Select Airports)
Daily Cash withdrawal Limit
Rs. 50,000/-
Daily Limit for Usage in Merchant Establishments (PoS)
Rs. 5,00,000/-
Daily Limit for Usage in Internet (E-Com)
Rs. 3,50,000/-
Charges for Issuance of Card
Rs. 800/- +GST
Annual Maintenance Fee
Replacement/Re-issue of Lost/Damaged Card
Rs. 350/- +GST
Re-issue of PIN
Green PIN Rs. 20/- +GST, Paper PIN Rs. 50/- +GST, PIN RESET Rs. 10/- +GST
PoS/Ecom Transactions
No Charges
Transactions at IOB ATMs
First 10 Transactions (Financial and Non-Financial Transactions)
After 10 Transactions for Each Financial Transaction
Rs. 10/- +GST
After 10 Transactions for Each Non-Financial Transaction (Mini Statement, Balance Enquiry etc.,)
Rs. 5/- +GST
Transactions at Other Bank ATMs
First 5 Transactions (3 Transactions Only Allowed in 6 Metro Cities) Including Non-Financial in a Calendar Month for SB Account Holders
After 5 Transactions (From 4th Transaction Onwards in 6 Metro Cities) for Each Transaction
Rs. 21/-+GST
For CD Accounts (From First Transaction Onwards)
Rs. 21/- +GST