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Eligibility
Opening in Completely Digital Manner through Video KYC Process
Opening by visiting branch (Offline) |
Indian Resident individual above 18 years of age, who are eligible to open savings bank accounts and wish to open an account verified with Aadhaar & PAN Card.
Accounts can be opened by all those who are eligible to open savings bank accounts, above 18 years of age,
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2
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Minimum Balance Maintenance Requirement |
No Minimum Balance Maintenance Requirement |
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3 |
Non-Maintenance of minimum balance charges |
Not Applicable/Nil |
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Internet & Mobile Banking Facility |
Free |
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Type of Debit Card |
Free Rupay Platinum Debit Card |
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6 |
Lounge Access:
Domestic /International Airport
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Lounge access is subject to card network. As per the present scenario, NPCI for Rupay Platinum provides
- Two free lunge access per Card Holder per calendar quarter will be permitted subject to maximum of 8 (eight) airport lounge access per year. Unutilized access will lapse at the end of quarter and cannot be carried to next quarter
- RuPay Card Holder/s of participating bank/s are eligible to avail of the airport lounge access program.
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7
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Debit Card Issuance Charges
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Nil
(Rupay Platinum Debit Card)
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Debit Card Annual Maintenance Charge |
Nil (Rupay Platinum Debit Card) |
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ATM Access at own ATM |
Unlimited Free (Rupay Platinum debit card) |
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ATM Access at other Bank ATM |
Unlimited Free (Rupay Platinum debit card) |
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ATM Cash Withdrawal Limit |
Rs 50,000/- per day (Rupay Platinum debit card) |
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ATM POS Limit |
Rs 1.25 Lac (Rupay Platinum debit card) |
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Ecom Limit |
Rs 1.25 Lac (Rupay Platinum debit card) |
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NEFT charges |
Nil both online & offline |
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RTGS Facility Charges |
Nil both online & offline |
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IMPS /UPI charges |
Nil |
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Bharat QR Code & BHIM QR Code: |
Nil |
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Personal Accident Insurance |
Personal Accident insurance covers of Rs. 10 Lakh free of cost for primary account holder. |
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Cash handling charges |
Nil |
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Number of Cash Transactions |
Unlimited number of Cash Deposit and Withdrawal at any branch. However, TDS rules related to cash withdrawals are defined by Section 194N of the Indian Income Tax Act to be complied. |
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Issue of Cheque Books charges |
NIL for both personalised and Non-personalised (CTS-MICR) |
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Personalised cheque book home delivery charges (postal/courier) |
Nil |
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Demand Draft issuance charges upto RS 1,00,000/- per day |
Nil |
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SMS alert Charges |
Nil |
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Account Statement through e-mail/e-Statement (Monthly) |
Nil |
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Monthly Statement of account (original/first) |
Nil |
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Locker Visit/Operations charges |
Unlimited Free |
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Stop Payment Instruction Charges |
Nil |
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Cancellation/revocation of stop payment charges |
Nil |
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Issue of duplicate pass book charges |
Nil |
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Transfer of account within Bank charges |
Nil |
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Account closure charges |
Nil |
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Registration of standing instruction |
Nil |
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Demat account opening |
Nil |
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Collection of cheque charges |
Nil |
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ECS mandate regn charges |
Nil |
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Account service (at branches) charges such as Balance Enquiry, Certificate of Balance, Interest Certificate, TDS Certificate, Address Confirmation, Photograph Verification, Signature Attestation
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Nil |
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Addition/deletion in joint accounts or change in operational instructions or authorised signatories |
Nil |
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Utility Bill Payment, online Tax payment charges |
Nil |
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Sweep in sweep out facility (flexi Facility From SB to FD account)) |
Available, if the balance exceeding Rs 50,000 will swept out and kept in TD |
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Core Deposit /Threshold Deposit |
Rs 50,000/- |
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Maximum Amount of Sweep |
Rs.1.50 Cr |
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Frequency of sweep out |
Weekly once |
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Sweep Out amount |
Rs 5,000/- |
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Minimum tenor of deposit under auto sweep
(From SB to FD account)
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7 days |
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Maximum tenor of deposit under auto sweep
(From SB to FD account)
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179 days |
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Premature Penalty |
Yes. Prevailing interest rate |
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Facility of MY ACCOUNT MY NAME |
Free |