HIGHLIGHTS:
- Simple Self-Registration via Registered Mobile number.
- Set MPIN through Active Debit card details or Aadhar validation.
- Comprehensive Fund transfer module which covers all channel - Intra Bank, IMPS, NEFT and RTGS.
- 360 UPI functionality includes Collect request and UPI lite.
- Extensive Bill Payment option.
- Add your other bank accounts to view details and transactions.
- Set Standing Instruction / Auto Payment Facility for RDs and Loan Accounts.
- Manage all Debit card related requirements.
- Invest More through IPOs easily on hand clicks.
- Opening/Closure/Renewal of Deposits.
- Pay your Credit Card Dues from IOB Mobile App.
- Generate All statements related to your accounts.
- Enabling / Disabling AePS transactions.
- Add Nominee and view Nominee details to Self-operated Savings Bank Accounts.
Seamless Self-Registration Process:
- Download & Install IOB CONNECT App from Google Play / Apple Store.
- Select Registered SIM for SIM Binding and OTP validation.
- Enter 15 Digit Account Number or CIF ID.
- Select Primary Account number and Enable Fund transfer if required.
- Set 6 Digit Login Passcode.
- For Fund Transfer, Set 6 Digit mpin through Active ATM Card details or Aadhar Validation.
- Login Passcode and mpin should not be the same.
New and Important Features in Short:
- SOS - Debit card Block, UPI Block, Stop Cheque, Account Freeze and Contact Us for any emergency
- Enhanced UPI Functionality à Smooth UPI registration, Scan and Pay, UPI Number creation, Pay via Account number/UPI ID/VPN/UPI Number, UPI Lite enabling and Top Up, Collect request and Complaints handling.
- Exclusive Bill Payment Section à Instant Bill Pay, Register Biller, Schedule Auto pay, Bill due monitoring and complaint handling.
- Account Aggregator à Add your other bank accounts where you can view Balance and statement.
- Add Money à Add Money to your IOB account from Any other account via UPI ID.
Quick Fund transfer in a single-click:
- Funds Transfer 24x7 through NEFT / RTGS / IMPS
- Quick Payment, Pay Later / Standing Instructions/ Loan payment
- Enable / Disable Funds Transfer for Eligible Accounts
- Set Transaction Limits (NEFT/RTGS/IMPS / Bill Payments/Credit card payment).
Unassailable Security Features:
- SIM Binding to Ensure Safety & Security.
- Secured with Dual Authentication.
- Log in with Fingerprint / Facial Recognition (iOS).
- SIM Binding attempt limited to 3 times per 24 hrs.
- Page toggling not allowed during SIM binding.
- Session even if active will Time out after 15 minutes.
- Airplane Mode Check- Device binding disallowed on Airplane Mode.
- Blocking older versions of build by giving Force Update.
- Screen sharing/remote access of application is blocked.
- Application cannot be accessed during Active Voice call.
Complaint Mechanism:
- Complaint can be raised and Tracked through application: More à Miscellaneous àComplaints
- Can reach helpline18004254445.