Youtube Facebook Instagram Twitter Linkedin

Agri & Rural

Last Updated on: 01/11/2023



For Building Community Farming assets, Farm/ Harvest Automation,

Remote sensing etc.

Target Group

Farmers, PACS, Marketing Co-operative Societies, FPOs, SHGs, JLGs, Multipurpose Cooperative Societies, Agri Entrepreneurs, Start-ups, Central / State agency, or Local Bodies sponsored PPPs.


Medium - long term debt financing facility for investment in viable projects for post-harvest management Infrastructure and community farming assets through incentives and financial support to improve agriculture infrastructure in the country.

Amount of Loan

Maximum- Rs.2.00 Crores


Prime Security:

Hypothecation of assets created out of bank finance / pledge of warehouse receipts

Collateral Security:

For loan amount up to Rs.1.60 Lacs - Nil collateral

Loan amount above Rs. 1.60 lacs - Mortgage of immovable properties (SARFAESI compliant).

Rate of Interest

Refer - Interest Rates at a Glance (Click here)

Click to apply

Repayment Period

Maximum 12 years based on the activities undertaken


Maximum 24 months depends on the activities undertaken

For other details, please contact your nearest IOB branch.