Apply Jewel Loan (Click Here)
Jewel Loan Advance Lending Rate Per Gram from 23.01.2023 Amt in Rs.
Type of Jewel Loan
Carats
Existing
Revised
Agri Jewel Loan
24 Carats Gold Coins Issued by Banks
& 22 Carats Hall Mark Jewellery
3850
4000
22 Carats Ordinary Jewellery
3800
3950
20 & 21 Carats Ordinary Jewellery
3500
3650
18 Carats Ordinary Jewellery
2950
3100
Non-Agri Jewel Loan
& 22 Carats Hall mark Jewellery
3620
3570
3750
3250
3400
Rate of Interest for various Jewel Loan schemes charged by Our Bank
Present MCLR: 8.30% Present RLLR: 9.10%
Types of Jewel Loan Schemes
SLAB
ROI
KCCJL
(Agricultural Jewel Loan)
Up to Rs. 3 Lacs
With Interest subvention under KCC
7% (for prompt payment additional subvention of 3%)
Without interest subvention
MCLR+0.90%
Above Rs. 3 Lacs up to Rs. 10 Lacs
MCLR+2.50%
AGTAJ
(Agriculture Term Loan - Jewellery)
Maximum Up to Rs. 25 Lacs
RLLR+0.20%
JL-Others
(Jewel Loan - Others)
RLLR+0.55%
JLSWL
(IOB Swarnalakshmi)
MCLR+1.40%
Above Rs. 3 Lacs up to Rs. 5 Lacs
MCLR+1.90%
JLSME
(Jewel Loan SME)
Up to Rs. 2 Lacs
RLLR+0.80%
Above Rs. 2 Lacs up to Rs. 5 Lacs
RLLR+2.05%
IOB GOLD LOAN - "WORTH A WHILE WITH GOLDEN SMILE"
Special Features
Various Schemes
1. Agricultural Jewel Loan:
2. Agriculture Term Loan - Jewellery:
3. Jewel Loan SME:
4. Jewel Loan - Others:
5. IOB Swarnalakshmi: