ELIGIBILITY

Resident Individual/Proprietary concern, Partnership firm, HUF, / Limited liability partnerships, Private limited companies, Co-operative societies / subsidiaries and associations / trusts / SMEs, / Local Bodies, /clubs, Religious organizations / educational institutes / government bodies ,Public sector undertakings, Domestic banks / regional rural banks / domestic co-operative banks, Foreign institutional investors/ foreign companies, Foreign banks, Insurance companies / mutual funds, Share and stock brokers ,Non-government organizations (NGOs / charitable trusts). subject to RBI directives

MINIMUM BALANCE REQUIREMENT

Monthly average balance Metro/urban-Rs 3000,

Rural/Semi-urban-Rs 2000/-

SPECIAL FEATURES / CONCESSIONS

• Convenience to withdraw and deposit cash at all 3200 plus IOB Bank branches.
• Free Internet banking & Mobile Banking facility
• Free NEFT/RTGS through Net banking and Mobile Banking only. (Not through Branch Banking)
• Higher ATM cash withdrawal limit of Rs 50,000/ per day through IOB VISA platinum card.
• Enhanced Daily POS & Ecom limit of Rs 2 lakh through IOB VISA platinum card.
• Free cheque book facility.
• Waiver of Demat account opening charges
• Utility bills payment facility
• Online Tax payment facility
• Free Bharat QR Code & BHIM QR Code
• Free Monthly e-statement/account statement
• Free Standing instructions registration

For any further details please feel free to contact our nearest Branch  T&C apply