Youtube Facebook Instagram Twitter Linkedin

Agri & Rural

Last Updated on: 01/11/2023



Credit to FPO/FPC's engaged in Agriculture and its related activities.

Target Group

Farmer Producer Organization & Farmer Producer Company


Term loan & working capital (Fund based & Non fund based) & composite loans comprising both term loan and working capital.

Amount of Loan

Maximum- Rs.2.00 Crores


Prime Security:

Hypothecation of assets created out of bank finance / pledge of warehouse receipts

Collateral Security:

For loan amount up to Rs.1.60 Lacs - Nil collateral

Loan amount above Rs. 1.60 lacs - Mortgage of immovable properties (SARFAESI compliant).

Rate of Interest

Refer - Interest Rates at a Glance (Click here)

Repayment Period

Maximum 12 years based on the activities undertaken


Maximum 24 months depends on the activities undertaken

For other details, please contact your nearest IOB branch.