|
Eligibility
|
The Account is Available for Resident Individual (Sole or Joint Account), Customers Above Age of 60 Years.
|
|
|
Age
|
Above Age of 60 Years
|
|
|
Minimum Balance Requirement
|
Zero
|
|
|
Joint A/c Facility with Spouse
|
Yes
|
|
|
Doorstep Banking Facility to the Needy Customers with the Use of Business Correspondent / DDB Agent Appointed by Bank
|
Yes
|
|
|
Collection of TDS-Exemption Certificate (15 H) Through BC
|
Yes
|
|
|
Delivery of TDS Certificate Through BC/Email/WhatsApp/Courier as Desired by the Customers
|
Yes
|
|
|
Instant Credit of Outstation
Cheques up to
|
Rs. 20,000/-
|
|
|
Free Medical Check-up During Health Camp Organised by Our Tie up Insurance Companies
|
Yes
|
|
|
Dedicated Senior Citizen Desk at Branches,
There is No Need to Wait in a Queue
|
Yes
|
|
|
Free Value-Added Services Like SMS Alerts, Monthly E-mail Statements and Passbook Facility.
|
Yes
|
|
|
Internet & Mobile Banking Facility
|
Free
|
|
|
Type of ATM Card
|
VISA Classic/Rupay Classic
If the Customer Opts for the Cards with Higher Variant, The Same Shall be Provided Subject to Maintenance of Required Balance and Applicable Card Charges.
|
|
|
Debit Card Charges
|
Issue Charge
|
Free
|
|
|
Annual Maintenance Charge
|
50% Waiver
|
|
|
ATM Cash Withdrawal Limit
|
Rs. 30,000/- Per Day Higher Cash Limit Available with Higher Variant Card Subject to Subject to Maintenance of Required Balance and Applicable Card Charges.
|
|
|
POS Limit
|
Rs. 75,000/- Per Day Higher POS Limit Available with Higher Variant Card Subject to Subject to Maintenance of Required Balance and Applicable Card Charges.
|
|
|
Ecom Limit
|
Rs. 75,000/- Per Day Higher Ecom Limit Available with Higher Variant Card Subject to Subject to Maintenance of Required Balance and Applicable Card Charges.
|
|
|
Free ATM Card Access at Own ATM
|
Unlimited
|
|
|
Free ATM Card Access at Other ATM
|
3 Transactions (Financial + Non-Financial) Per Month at Metro or 5 Transactions (Financial + Non-Financial) Per Month at Other Centres
|
|
|
Lounge Access:
|
Domestic Airport
|
Available with Higher Variant Card Subject to Subject to Maintenance of RRequired Balance and Applicable Card Charges.
|
|
| |
|
International Airport
|
|
| |
|
Free Personal Accident Insurance
|
With Account
|
Not Available
|
|
|
With Debit Card
|
Available with Higher Variant Card Subject to Subject to Maintenance of Required Balance and Applicable Card Charges.
|
|
| |
|
Fund Transfer Through NEFT
|
Through Online Free and 3 Per Month in Offline
|
|
|
Fund Transfer Through RTGS
|
Through Online Free and 3 Per Month in Offline
|
|
|
Fund Transfer Through IMPS
|
Free
|
|
|
Credit Card Subject to Bureau Score, Income Norms and Other Eligibility Criteria
|
Free Issuance
|
|
|
Personalized Cheque Book
|
25 Leaves Free Per Year
|
|
|
Demand Drafts
|
Waiver of Charges up to 3 Per Month to the Extent of Preceding Quarter Average Balance Available in the Account.
|
|
|
Locker Operations
|
Unlimited Free
|
|
|
Concession on Locker Rent
|
10% Waiver
|
|
|
Processing Fee for Eligible Retail Loan (Other than Home Loan) Schemes
|
25% Concession
|
|
|
Stop Payment Instruction Charges
|
Free
|
|
|
Standing Instructions
|
Free
|
|
|
Utility Bill Payment, Online Tax Payment
|
Free
|
|
|
SWEEP OUT FACILITY
(Flexi Facility)
|
Available, If the Balance Exceeding Rs. 50,000/- Will Swept Out and Kept in TD
|
|
|
Core Deposit /Threshold Deposit
|
Rs. 50,000/-
|
|
|
Sweep Out Amount
|
Rs. 5,000/-
|
|
|
Sweep Out Periodicity
(From SB to FD Account)
|
Up to Rs. 179 days
|
|