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Personal Banking

Last Updated on: 19/02/2024

Home-Advantage-Scheme

Purpose

Purchase of New/Old House/ Flat or Construction of House, if applicant or co-applicant is already having 2 housing loans from our Bank or any other Bank

Age Criteria

18 to 60 Years

Maximum Loan Limit

No Ceiling

Margin

25%

Employment Criteria

Salaried - Must be confirmed in service

Self Employed/ Professional - ITR must be filed in the last 2 years

Future rental income from the proposed property can also be considered

Tenure

Maximum 360 Months

Holiday Period

Maximum 18 Months

Rate of Interest

Starting 9.60%*

Prepayment Charges

Nil

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