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Last Updated on 16/10/2019
Personal Loan

Purpose

To purchase of Consumer durables. Consumer durables included all electrical and electronics, wooden and metal furniture etc.

Eligibility

All individuals with regular income is more than Rs.5000/- with maximum age limit of 60 years.

Quantum of Loan

10 times of the gross salary or 90% of the cost of article whichever is less, but not to exceed Rs. 5.00 lacs

Margin

10% on cost of the article

Rate of Interest

Retail Credit Interest Rates (Click here)

Repayment

Maximum Repayable is 60 equated monthly installments without holiday period

No Pre payment charges

Security

Hypothentication on purchase of articles out of loan and a suitable 3rdparty guarantee

Processing Charges (Click here)

While all efforts have been made to update the information, constituents are requested to contact the nearest branch for further details.