Last Updated on 01/11/2019
Lending_Interest_Rates

RETAIL SCHEMES INTEREST RATES

 

REPO RATE (wef 01.11.2019) - 5.15

MARKUP - 2.85

RLLR - 8.00

MCLR RATE (wef 10.08.2019) - 8.50

 

SchemesRLLR/MCLRSpreadINT RATE
IOB SURYA - INDIVIDUALSRLLR1.459.45
HOUSING LOANS
UPTO RS 30.00 LACSRLLR0.208.20
> RS 30.00 LACS TO RS 75.00 LACSRLLR0.308.30
ABOVE RS 75.00 LACSRLLR0.458.45
SUBHAGRUHA TOP UP LOANS
UPTO RS 1.00 CRRLLR2.4010.40
ABOVE RS 1.00 CRRLLR2.9010.90
HOME IMPROVEMENT 
UPTO RS 2.00 LACSRLLR0.408.40
ABOVE RS 2.00 LACSRLLR0.558.55
HOME DÉCORRLLR2.9510.95
EDUCATIONAL LOANS
VIDYA SURAKSHARLLR2.2010.20
VIDYA JYOTIRLLR3.2011.20
VIDYAJYOTI - WARD OF STAFFRLLR1.909.90
SKILL LOANRLLR1.709.70
VIDYA SHREST
A RATED INSTITUTIONSRLLR0.408.40
B RATED INSTITUTIONSRLLR0.908.90
IOB SCHOLAR
UPTO RS 7.50 LACSRLLR2.2010.20
ABOVE RS 7.50 LACSRLLR3.2011.20
STAFF WARDRLLR1.909.90
BIHAR STUDENT CREDIT CARD SCHEME
UPTO RS 4.00 LACSRLLR2.2010.20
STAFF WARDRLLR1.959.95
NCT DELHI SCHEMERLLR2.2010.20
IOB CAREER DREAM
LOANS SECURED BY LIC/KVP/NSC ETCRLLR3.4511.45
LOANS WITHOUT SECURITY/IMMOVABLE PROPERTYRLLR3.9511.95
PUSHPAKA
TWO WHEELERRLLR3.2011.20
FOUR WHEELER - NEWRLLR0.708.70
FOUR WHEELER - USED - UPTO RS 10.00 LACSRLLR1.709.70
FOUR WHEELER - USED - ABOVE RS 10.00 LACSRLLR2.7010.70
IOB ROYAL
REPAYMENT LESS THAN 4 YEARSRLLR4.4512.45
REPAYMENT ABOVE 4 YEARSRLLR5.2013.20
CLEAN LOANRLLR5.2013.20
LOAN AGAINST PROPERTY
UPTO RS 1.00 CRMCLR2.2010.70
ABOVE RS 1.00 CRMCLR2.7011.20
LIQUIRENT
UPTO 36 MONTHSMCLR2.7011.20
ABOVE 36 MONTHSMCLR3.2011.70
AKSHAYMCLR3.2511.75
SAHAYIKAMCLR3.7512.25
IOB PASSIONMCLR2.7511.25
PENSIONERS LOAN SCHEMEMCLR2.7511.25
PENSIONER LOAN FAMCLR1.7510.25
PERSONAL LOAN/SPL PERSONAL LOAN TO HNIMCLR3.2511.75
JEWEL LOAN OTHERS
UPTO RS 3.00 LACSMCLR1.7010.20
ABOVE RS 3.00 LACSMCLR2.2010.70