Last Updated on: 29/03/2024
FAQ on Internet Banking Product of IOB
1. What is Indian Overseas Bank's Internet Banking?
- Indian Overseas Bank's Internet Banking is an online banking service that allows customers to perform various banking transactions and services over the internet securely.
2. How do I register for Indian Overseas Bank's Internet Banking?
- To register for Internet Banking, visit the Indian Overseas Bank's website and click on the Internet Banking registration link. Follow the on-screen instructions to complete the registration process, which typically involves providing your account details and creating login credentials.
Registration as Individuals
Step 1:
1. Debit Card Number
2. Expiry date of the debit cord
3. Debit Card PIN
Step 2:
Registration Process for Corporates
3. What services can I avail through Indian Overseas Bank's Internet Banking?
- You can avail a wide range of services through Internet Banking including fund transfers, bill payments, account balance inquiry, statement generation, online FD/RD opening, loan application, card management, and more.
Facility Account related:
Facility Remittances related:
Facility Profile related:
4. Is Indian Overseas Bank's Internet Banking service secure?
- Yes, Indian Overseas Bank's Internet Banking service is secured with advanced encryption and security measures to protect your transactions and sensitive information from unauthorized access.
5. Can I access Indian Overseas Bank's Internet Banking from my mobile device?
- Yes, Customer can access Internet Banking application from any Mobile device through browser.
6. How do I log in to Indian Overseas Bank's Internet Banking?
- To log in, visit the bank's official website and click on the Internet Banking login link. Enter your user ID and password to access your account dashboard.
7. What should I do if I forget my Internet Banking password?
- If you forget your Internet Banking password, you can reset it online by clicking on the "Forgot Password" option on the login page. Follow the instructions to reset your password securely.
8. Can I transfer funds to other bank accounts using Indian Overseas Bank's Internet Banking?
- Yes, you can transfer funds to other bank accounts within India and abroad using Indian Overseas Bank's Internet Banking. You can make NEFT, RTGS, IMPS, and international fund transfers online to Singapore through UPI PAYNOW.
9.How long does it take for fund transfers to reflect in the recipient's account?
- The time taken for fund transfers to reflect in the recipient's account depends on the type of transfer initiated. NEFT transactions are processed within a few hours depending on the half hourly batch processing, while RTGS transactions and IMPS transfers are processed instantly.
10. Can I pay bills using Indian Overseas Bank's Internet Banking?
- Yes, you can pay utility bills, credit card bills, insurance premiums, and other bills using Indian Overseas Bank's Internet Banking.
11. Is there a fee for using Indian Overseas Bank's Internet Banking?
- Indian Overseas Bank may levy nominal charges for certain Internet Banking transactions. However, many services such as balance inquiry, mini statement, and fund transfers within the bank are often free of charge.
12. Can I open fixed deposits (FDs) or recurring deposits (RDs) online through Indian Overseas Bank's Internet Banking?
- Yes, you can open Reinvestment Deposits, Fixed deposits (FDs) or Recurring deposits (RDs) online through Indian Overseas Bank's Internet Banking. Simply log in to your account, navigate to the "Deposit" section, and follow the instructions to open a new deposit.
13. How can I view my account statement online through Indian Overseas Bank's Internet Banking?
- You can view and download your account statement online through Indian Overseas Bank's Internet Banking. Log in to your account, go to the "Accounts" section, and select the option to view/download the statement.
14. Can I deactivate my Indian Overseas Bank's Internet Banking?
- Yes, you can deactivate your Personal Login id using 'Deactivate Login ID' option and Corporate Login using 'Deactivate User id' option available in Login Page.
15. Is there a customer support helpline available for assistance related to Indian Overseas Bank's Internet Banking?
- Yes, Indian Overseas Bank's customer support is available to assist customers with any queries or issues related to Internet Banking. You can contact the bank's customer support through phone, email, or visit the nearest branch for assistance.