Youtube Facebook Instagram Twitter Linkedin


Last Updated on: 21/03/2024


Home >> Personal Banking >> Digital Banking >> Cards >> Debit Card >> Rupay PMJDY NCMC



All Basic Savings Bank Deposit Accounts (BSBDA)

Overall Cash Withdrawal Limit (Including ATM, ECOM, POS) per Month

Rs. 10,000/-

Overall Cash Withdrawal Limit (Including ATM, ECOM, POS) per Year

Rs. 50,000/-

Charges for Issuance of Card

No Charges

Annual Maintenance Fee

No Charges

Replacement/Re-issue of Lost/Damaged Card

No Charges

Re-issue of PIN

Green PIN Rs. 20/- +GST, Paper PIN Rs. 50/- +GST, PIN RESET Rs. 10/- +GST

PoS/Ecom Transactions

No Charges

Transactions at IOB ATMs

First 10 Transactions (Financial and Non-Financial Transactions)

No Charges

After 10 Transactions for Each Financial Transaction

Rs. 10/- +GST

After 10 Transactions for Each Non-Financial Transaction (Mini Statement, Balance Enquiry etc.,)

Rs. 5/- +GST

Transactions at Other Bank ATMs

First 5 Transactions (3 Transactions Only Allowed in 6 Metro Cities) Including Non-Financial in a Calendar Month for SB Account Holders

No Charges

After 5 Transactions (From 4th Transaction Onwards in 6 Metro Cities) for Each Transaction

Rs. 21/- +GST