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Last Updated on: 04/12/2024

IOB-CD Platinum Plus - Formerly CD Super

IOB CD PLATINUM PLUS

Formerly IOB CD Super

ELIGIBILITY

Resident Individual/Proprietary concern, Partnership firm, HUF, / Limited liability partnerships, Private limited companies, Co-operative societies / subsidiaries and associations / trusts / SMEs, / Local Bodies, /clubs, Religious organizations / educational institutes / government bodies ,Public sector undertakings, Domestic banks / regional rural banks / domestic co-operative banks, Foreign institutional investors/ foreign companies, Foreign banks, Insurance companies / mutual funds, Share and stock brokers ,Non-government organizations (NGOs / charitable trusts). subject to RBI directives.

MINIMUM BALANCE REQUIREMENT

Average Quarterly Balance (AQB) Rs. 5 Lac (AQB can be calculated by adding up all the closing day balance in a given quarter and then dividing it  by number of days in the quarter

SPECIAL FEATURES / CONCESSIONS

  • Auto sweep in sweep out facility.
  • Convenience to withdraw and deposit cash at all 3200 plus IOB Bank branches.
  • Free Internet banking & Mobile Banking facility
  • Free NEFT/RTGS through Branch, Net banking and Mobile Banking
  • Free IMPS payment
  • Free Debit card issuance and nil AMC charges for VISA signature Debit Card only
  • Higher ATM cash withdrawal limit of Rs 1,00,000/ per day through IOB VISA Signature card.
  • Enhanced Daily POS & Ecom limit of Rs 3.5 lakh through IOB VISA Signature card.
  • Credit card issuance/AMC charges free
  • Rent Free GPRS/Android POS.
  • Free 500 cheque leaves per month
  • Issue of Demand drafts is free
  • Personal Accident insurance covers of Rs.5 Lakh free of cost to the proprietor in their individual name.
  • Nil processing charges for car loan and housing loan
  • Free Stop payment instruction charges
  • Free Bharat QR Code & BHIM QR Code
  • Waiver of Demat account opening charges
  • Free Monthly e-statement/account statement
  • Free Standing instructions registration
  • Utility bills payment facility
  • Online Tax payment facility

Fees & Charges

  • Non-Maintenance Charges flat Rs. 1,000/ per quarter
  • Free cash deposit upto 12 times of the previous month's average credit balance, (Upper Cap - Rs. 50 crores), Thereafter, Rs. 0.50 per 1000/-+ GST Minimum Rs. 50/- + GST; Maximum Rs. 10,000/- + GST
  • Free cash withdrawal at non home branches upto 12 times of the previous month's average credit balance, (Upper Cap - Rs. 50 crores), Thereafter, Rs. 0.50 per 1000/-+ GST Minimum Rs. 50/- + GST; Maximum Rs. 10,000/- + GST.

For any further details please feel free to contact our nearest Branch  T&C apply