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Last Updated on: 21/03/2024


Home >> Personal Banking >> Digital Banking >> Cards >> Debit Card >> Rupay Classic NCMC



All SB Accounts, CD Accounts in the Name of Individuals or Proprietary Concerns.

Daily Cash Withdrawal Limit

Rs. 30,000/-

Daily Limit for Usage in Merchant Establishments (PoS)

Rs. 75,000/-

Daily Limit for Usage in Internet (E-Com)

Rs. 75,000/-

Charges for Issuance of Card

Rs. 150/- +GST

Annual Maintenance Fee

Rs. 250/- +GST

Replacement/Re-issue of Lost/Damaged Card

Rs. 250/- +GST

Re-issue of PIN

Green PIN Rs. 20/- +GST, Paper PIN Rs. 50/- +GST, PIN RESET Rs. 10/- +GST

PoS/Ecom Transactions

No Charges

Transactions at IOB ATMs

First 10 Transactions (Financial and Non-Financial Transactions)

No Charges

After 10 Transactions for Each Financial Transaction

Rs. 10/- +GST

After 10 Transactions for Each Non-Financial Transaction (Mini Statement, Balance Enquiry etc.,)

Rs. 5/- +GST

Transactions at Other Bank ATMs

First 5 Transactions (3 Transactions Only Allowed in 6 Metro Cities) Including Non-Financial in a Calendar Month for SB Account Holders

No Charges

After 5 Transactions (From 4th Transaction Onwards in 6 Metro Cities) for Each Transaction

Rs. 21/- +GST

For CD Accounts (From First Transaction Onwards)

Rs.21/- +GST