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IOB SME EASY
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Existing and New MSME borrowers, Borrowers under both sole banking & multiple banking arrangement are eligible, Individuals, proprietorship, partnership, TRUST, LLP, Pvt Limited companies.
Minimum above Rs.10.00 Lacs and Maximum no ceiling.
Hassle Free Credits to MSME Units, Free Credit Card, No requirement for submission of Stock/Book Debts and more.
Also available in the form of Demand Loan for your short term needs.
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MSME INSTA FUND
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Existing MSME borrowers, Standard accounts enjoying facility under sole/multiple banking excluding SMA2 in the last 6 months, Individuals, proprietorship, partnership, societies, TRUST, LLP, Private and Public Limited companies
Maximum up to Rs. 25.00 Crores
Instant Sanction with attractive rate of interest and low margin of 10%
Accounts under Credit Guarantee Coverage are also eligible
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SME Gold (Jewel Loan)
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Individuals/ Proprietors/ Partners of MSE units, Professional & Self-employed, artisans etc., primarily engaged in manufacturing and services.
Fast Cash for Gold on All Days
Minimum Loan amount of Rs.25000/- and maximum Loan amount is Rs.25 lakhs
Attractive Rate of interest
NIL processing charges for loans upto Rs. 1.00 lakhs*
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IOB TEJAS
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Make a future ready investment in SOLAR with IOB TEJAS
Udyam Registration Number is mandatory for all MSME units, The account should not be under SMA 2 Category in last 12 months, In case of new borrowers, the CIBIL/ CRIF High Mark score of all promoters should be 650 and above.
Loans upto Rs. 9.00 Crores with repayment period upto 10 years
Attractive rate of interest and low margin of 10%
No additional Collateral for existing borrowers
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IOB Guarantee Plus
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Boost your Business with IOB Guarantee Plus and enjoy:
Higher Working Capital
No Collateral Security
Additional Term loan for CGTMSE fee with EMI options
New/ Existing MSEs having Sole Banking arrangement with our Bank, Working capital, Term Loan & Working Capital Term Loan can be considered, The account should not be under SMA1 and SMA 2 category in last 12 months, In case of new borrowers, the CIBIL/ CRIF High Mark Score of all promoters should be 700 and above.
Maximum Loan amount up to Rs.10 crore.
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IOB MAHILA SAMRIDDHI
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For GenNext Women Entrepreneur
Higher Working Capital
Nil processing charge upto Rs.50 lakhs of loan amount & Concession of 50% on upfront fee if TL margin is 50% & above
No Collateral Security upto Rs. 5 Crore & 0.25% interest concession.
Additional Term Loan for CGTMSE fee with EMI options
Maximum Loan amount up to Rs.10 crore.
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SME 300 DAILY
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Micro and Small Units Engaged in Manufacturing / Services / Retail Trade Sectors.
To Meet All Business Needs Including WC Requirements and to Take Up Income Generating Activities.
Maximum: Rs. 2.00 Lacs.
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IOB's ARTISAN CREDIT CARD
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All Existing Artisan's Borrowers Enjoying Credit Limit upto Rs. 2 Lacs.
To Provide Adequate and Timely Assistance to Meet the Investments and Working Capital Requirement.
Maximum: Rs. 2.00 Lacs
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IOB CA
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To Chartered Accountants for Purchase of Car, Construction of Office Premises, Acquire Ready Built Office Premises, Cover Cost of Land and Construction etc.
Maximum: Rs. 1.25 Crore
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IOB SANJEEVNI
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Qualified / Registered Individual Medical Practitioners Recognized by Indian Council of Medical Research, Including Dental Surgeons, Polyclinics etc.
Maximum: Rs. 5.00 Crore.
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IOB SME CONTRACTOR
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To Government Registered Contractor for Executing Contract Works.
Maximum: Rs. 5.00 Crores.
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WEAVERS MUDRA
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Existing Handloom Weavers for WC and TL Requirement of the Weaver.
Maximum: Rs. 10.00 Lacs
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* T&C Apply
To Apply MSME Loans -(Click here)