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Advance Rate for Jewel Loan

Last Updated on: 20/09/2025

Advance Rate for Jewel Loan

Rate of Interest for Various Jewel Loan Schemes Charged by Our Bank

MCLR: 8.85% / Present RLLR: 8.35%

Jewel Loan Schemes SLAB ROI (RLLR:- 8.35% w.e.f. 12.06.2025, MCLR:- 8.85% w.e.f. 15.09.2025)

AGRI EASY JEWEL LOAN(AGEJL)

Maximum Up to Rs. 30 lakhs

One Year MCLR i.e. 8.85%

JEWEL LOAN TO OTHERS (JLOTH)

Maximum Up to Rs. 50 lakhs

RLLR - 0.10%

SME GOLD(JLSME)

From Rs. 25,000/ to Rs. 50 Lacs

RLLR - 0.10%

Cash Credit:- RLLR-0.10%

IOB SWARNALAKSHMI (JLSWL - Women Borrowers)

Up to Rs. 5 lacs

RLLR - 0.15%

KISAN CREDIT CARD JEWEL LOAN(KCCJL)

From 2.01 lacs to 3 lacs

With Interest subvention under KCC

7% (for prompt payment additional subvention of 3%)

Without interest subvention

MCLR(8.85) + 0.90%

Above Rs. 3 lacs to Rs. 10 lacs

MCLR(8.85) + 2.50

IOB SWARNA SAMRIDHI(JLSWS)

Maximum Up to Rs. 10 lakhs

SIX MONTH MCLR i.e. 8.70%, Penal interest of 2% to be charged for the overdue portion

JEWEL LOAN-SUVIDHA(JLSUV)

Minimum Rs. 0.25 lakhs Maximum Up to Rs. 50 lakhs

RLLR - 0.10%

IOB GOLD POWERED CARD(GLDPC)

Minimum Rs. 0. 25 lakhs Maximum Up to Rs. 25 lakhs

RLLR - 0.10%