Rate of Interest for Various Jewel Loan Schemes Charged by Our Bank
MCLR: 8.85% / Present RLLR: 8.35%
Jewel Loan Schemes |
SLAB |
ROI (RLLR:- 8.35% w.e.f. 12.06.2025, MCLR:- 8.85% w.e.f. 15.09.2025) |
AGRI EASY JEWEL LOAN(AGEJL) |
Maximum Up to Rs. 30 lakhs |
One Year MCLR i.e. 8.85% |
JEWEL LOAN TO OTHERS (JLOTH) |
Maximum Up to Rs. 50 lakhs |
RLLR - 0.10% |
SME GOLD(JLSME) |
From Rs. 25,000/ to Rs. 50 Lacs |
RLLR - 0.10% |
Cash Credit:- RLLR-0.10% |
IOB SWARNALAKSHMI (JLSWL - Women Borrowers) |
Up to Rs. 5 lacs |
RLLR - 0.15% |
KISAN CREDIT CARD JEWEL LOAN(KCCJL) |
From 2.01 lacs to 3 lacs |
With Interest subvention under KCC |
7% (for prompt payment additional subvention of 3%) |
Without interest subvention |
MCLR(8.85) + 0.90% |
Above Rs. 3 lacs to Rs. 10 lacs |
MCLR(8.85) + 2.50 |
IOB SWARNA SAMRIDHI(JLSWS) |
Maximum Up to Rs. 10 lakhs |
SIX MONTH MCLR i.e. 8.70%, Penal interest of 2% to be charged for the overdue portion |
JEWEL LOAN-SUVIDHA(JLSUV) |
Minimum Rs. 0.25 lakhs Maximum Up to Rs. 50 lakhs |
RLLR - 0.10% |
IOB GOLD POWERED CARD(GLDPC) |
Minimum Rs. 0. 25 lakhs Maximum Up to Rs. 25 lakhs |
RLLR - 0.10% |