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Agri & Rural

Last Updated on: 16/05/2023

Bhoomi-Shakthi

Objective

To Bring About Advancement, Development and Empowerment of Women, Financially and Socially.

Eligibility

Women Having Farm Land in Their Own Names and Tenant Farmers, if the Tenant is a Woman.

Purpose

To Provide Financial Assistance to Women for All Activities under Agriculture

Rate of Interest

4% if Granted under DRI.

All Other Cases: Based on the Purpose with Concession of 0.50% Less than Applicable Rate for Limits up to Rs. 50,000/- and 0.25% Less than Applicable Rate for Limits Above Rs. 50,000/-

Charges

Processing Charges, Upfront Fee and Mortgage Charges are Waived for All Loans Granted under this Scheme

Other Terms

Quantum of Loan, Margin, Security and Repayment Period are Common in All Respects with the Normal Loans under Agriculture and Allied Activities

For Other Details, Please Contact Your Nearest IOB Branch.