IOB VISA GOLD DEBIT CARD VISA INTERNATIONAL DEBIT CARD GOLD FEATURES

Eligibility

All SB Accounts and CD Accounts in the Name of Individuals or Proprietary Concerns, With an Average Balance of Rs. 50,000/- per Quarter in Their Accounts.

Daily Cash withdrawal Limit

Rs. 40,000/-

Daily Limit for Usage in Merchant Establishments (PoS)

Rs. 1,25,000/-

Daily Limit for Usage in Internet (E-Com)

Rs. 1,25,000/-

Charges for Issuance of Card

Rs. 250/- +GST

Annual Maintenance Fee

Rs. 250/- +GST (From the 2nd Year Onwards at the Beginning of the Year)

Replacement/Re-issue of Lost/Damaged Card

Rs. 350/- +GST

Re-issue of PIN

Green PIN Rs. 20/- +GST, Paper PIN Rs. 50/- +GST, PIN RESET Rs. 10/- +GST

PoS/Ecom Transactions

No Charges

Transactions at IOB ATMs

First 10 Transactions (Financial and Non-Financial Transactions)

No Charges

After 10 Transactions for Each Financial Transaction

Rs. 10/- +GST

After 10 Transactions for Each Non-Financial Transaction (Mini Statement, Balance Enquiry etc.,)

Rs. 5/- +GST

Transactions at Other Bank ATMs

First 5 transactions (3 Transactions Only Allowed in 6 Metro Cities) Including Non-Financial in a Calendar Month for SB Account Holders

No Charges

After 5 Transactions (From 4th Transaction Onwards in 6 Metro Cities) for Each Transaction

Rs. 21/- +GST

For CD Accounts (From First Transaction Onwards)

Rs. 21/- +GST