Eligibility
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The Account is Available for Resident Individual (Sole or Joint Account), Customers Above Age of 60 Years.
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Age
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Above Age of 60 Years
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Minimum Balance Requirement
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Zero
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Joint A/c Facility with Spouse
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Yes
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Doorstep Banking Facility to the Needy Customers with the Use of Business Correspondent / DDB Agent Appointed by Bank
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Yes
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Collection of TDS-Exemption Certificate (15 H) Through BC
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Yes
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Delivery of TDS Certificate Through BC/Email/WhatsApp/Courier as Desired by the Customers
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Yes
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Instant Credit of Outstation
Cheques up to
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Rs. 20,000/-
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Free Medical Check-up During Health Camp Organised by Our Tie up Insurance Companies
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Yes
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Dedicated Senior Citizen Desk at Branches,
There is No Need to Wait in a Queue
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Yes
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Free Value-Added Services Like SMS Alerts, Monthly E-mail Statements and Passbook Facility.
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Yes
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Internet & Mobile Banking Facility
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Free
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Type of ATM Card
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VISA Classic/Rupay Classic
If the Customer Opts for the Cards with Higher Variant, The Same Shall be Provided Subject to Maintenance of Required Balance and Applicable Card Charges.
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Debit Card Charges
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Issue Charge
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Free
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Annual Maintenance Charge
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50% Waiver
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ATM Cash Withdrawal Limit
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Rs. 30,000/- Per Day Higher Cash Limit Available with Higher Variant Card Subject to Subject to Maintenance of Required Balance and Applicable Card Charges.
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POS Limit
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Rs. 75,000/- Per Day Higher POS Limit Available with Higher Variant Card Subject to Subject to Maintenance of Required Balance and Applicable Card Charges.
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Ecom Limit
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Rs. 75,000/- Per Day Higher Ecom Limit Available with Higher Variant Card Subject to Subject to Maintenance of Required Balance and Applicable Card Charges.
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Free ATM Card Access at Own ATM
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Unlimited
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Free ATM Card Access at Other ATM
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3 Transactions (Financial + Non-Financial) Per Month at Metro or 5 Transactions (Financial + Non-Financial) Per Month at Other Centres
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Lounge Access:
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Domestic Airport
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Available with Higher Variant Card Subject to Subject to Maintenance of RRequired Balance and Applicable Card Charges.
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International Airport
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Free Personal Accident Insurance
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With Account
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Not Available
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With Debit Card
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Available with Higher Variant Card Subject to Subject to Maintenance of Required Balance and Applicable Card Charges.
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Fund Transfer Through NEFT
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Through Online Free and 3 Per Month in Offline
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Fund Transfer Through RTGS
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Through Online Free and 3 Per Month in Offline
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Fund Transfer Through IMPS
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Free
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Credit Card Subject to Bureau Score, Income Norms and Other Eligibility Criteria
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Free Issuance
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Personalized Cheque Book
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25 Leaves Free Per Year
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Demand Drafts
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Waiver of Charges up to 3 Per Month to the Extent of Preceding Quarter Average Balance Available in the Account.
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Locker Operations
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Unlimited Free
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Concession on Locker Rent
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10% Waiver
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Processing Fee for Eligible Retail Loan (Other than Home Loan) Schemes
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25% Concession
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Stop Payment Instruction Charges
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Free
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Standing Instructions
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Free
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Utility Bill Payment, Online Tax Payment
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Free
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SWEEP OUT FACILITY
(Flexi Facility)
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Available, If the Balance Exceeding Rs. 50,000/- Will Swept Out and Kept in TD
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Core Deposit /Threshold Deposit
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Rs. 50,000/-
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Sweep Out Amount
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Rs. 5,000/-
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Sweep Out Periodicity
(From SB to FD Account)
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Up to Rs. 179 days
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