Youtube Facebook Instagram Twitter Linkedin

Niva-Bupa-Health-Insurance-PAI

Last Updated on: 20/09/2024

Niva-Bupa-Health-Insurance-PAI

Age Group

18-65

Accidental Cover Sum Insured (SI)

Rs.20.00 lacs

Accidental Death (AD)

Rs.20.00 lacs

Permanent total disability (PTD)

Rs.20.00 lacs

Temporary total disability (TTD)

Rs. 5000 per week, maximum 8 weeks

Accidental Medical Reimbursement

Rs. 50,000 without OPD

Education Allowance for children

Rs. 25,000/-

Residential or Vehicle Modification allowance

Rs. 25,000/-

Premium including GST

Rs.850/-


Permanent Total Disability – Coverage Details

Nature of Permanent Total Disability % of the Accidental Cover Sum Insured Payable

Actual loss by physical separation or total and permanent loss of use of both hands

100%

Actual loss by physical separation or total and permanent loss of use of both feet

100%

Loss of sight in both eyes

100%

Actual loss by physical separation or total and permanent loss of use of one hand and one foot

100%

Actual loss by physical separation or total and permanent loss of use of one hand and sight in one eye

100%

Actual loss by physical separation or total and permanent loss of use of one foot and sight in one eye

100%

Loss of speech and loss of hearing in both ears

100%

Permanent and incurable paralysis of all limbs

100%

Permanent total loss of mastication

100%

Insured Person suffers Injuries which do not fall within any of the categories specified above but are such that the Insured Person is unlikely to ever be able to physically engage in any occupation or employment and business for remuneration or profit.

100%