Last Updated on 22.02.2021
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Our Bank has linked the interest rate of Agriculture Term Loan Against Jewellery(AGTAJ) Scheme with Repo linked Lending rate (RLLR) with effect from 10.09.2020, thereby reducing our Gold loan interest rate under AGTAJ scheme by 60 bps across all the slabs as under:
Upto Rs. 3 Lakh – 7.05% at Present
Above Rs. 3 Lakh upto Rs. 5 Lakh - 7.70% at Present
Above Rs. 5 Lakh upto Rs. 25 Lakh - 8.15% at Present
Jewel Loan Advance Lending Rate Per Gram from 22.02.2021 Amt in Rs.
Sr. No.
Carat
Existing
Revised
1.
24 Ct. Gold Coins issued by Banks & 22 Ct Hall mark Jewellery
3550
3400
2.
22 Ct Ordinary Jewellery
3300
3.
20 & 21 Ct ordinary Jewellery
3000
2900
IOB GOLD LOAN - "WORTH A WHILE WITH GOLDEN SMILE"
Special Features
Various Schemes
1. Agricultural Jewel Loan:
2. Agriculture Term Loan - Jewellery:
3. Jewel Loan SME:
4. Jewel Loan - Others:
5. IOB Swarnalakshmi: