| हिन्दी | Color Theme
Last Updated on 15/05/2017
Mobile banking

IOB MOBILE - New Mobile Banking

Click here for FAQs

IOBMOBILE is the mobile banking service provided by Indian Overseas Bank. It helps the customer to do following transactions: 

  • Balance Enquiry
  • Mini Statement
  • Funds Transfer within Bank from one account to another
  • Funds Transfer to accounts of other bank using NEFT and IMPS
  • Topup and bill payments
  • Stop cheque
  • Cheque status
  • ATM card blocking

Registration Process 

New Registrations through Mobile banking

  • New customers have to download the application from here
  • Fill the application and submit the same to branch

New Registrations through Internet banking 

  • Customer can also register/add accounts through internet banking --» login --» edit profile --» mobile banking registration

Application download 

  • On successful registration, Customer will receive download link and MPIN through SMS
  • You can download the application from the link given in SMS message or from google play store /windows store / Apple store by searching for “IobMobile”


IOB Mobile banking can be used through any of the following modes

  • USSD
  • IOB *99# app in android platform (USSD via app)
  • Android/iPhone/Windows application
  • Mobile browser(WAP)

Android /Windows/apple Application

First time Login

  • When the customer downloads the application and logins for the very first time, Application will ask to enter the registered mobile number and mPIN
  • On entering mobile number and mPIN, customer will be prompted to enter OTP(One time PIN) received to registered mobile number
  • On entering OTP customer will be prompted to set a new 4-digit password and confirm password
  • After successfully setting the password customer has to change the MPIN through Change MPIN option.


  • The following Services are available through smartphone application

Banking Services 

  • Balance enquiry
  • Mini statement
  • Funds transfer(within Bank)
    • Mobile to Mobile
    • Mobile to Account
  • NEFT
  • Request Cheque book
  • Bill payments
  • Mobile/DTH Topup
  • IMPS P2P (Using mobile number and account number)
  • IMPS P2A (Using IFSC code and Account number)
  • Generate MMID
  • Retrieve MMID
  • Cancel MMID
  • Change MPIN
  • Blocking of ATM card
  • Stop cheque
  • Cheque status

Note: No charges for mobile banking /IMPS transactions.

Mobile browser(WAP)  

Access full fledged mobile banking from mobile browser 

URL : https://mobile.fssnet.co.in/iobmpaywap/iob 

Customer Admin Page

Go to https://mobile.fssnet.co.in/mpayweb 

1. Choose Indian Overseas Bank 

2. On next screen choose customer login and enter your mobile number and MPIN 
Customer can do following services through customer login 

  • Change MPIN
  • View transactions
  • Download application