VISA DEBIT CARD - SME - Features
Eligibility
All MSME customers, who satisfies the conditions of the Bank for issuance of the Card.
Daily Cash withdrawal limit
Max.Rs.50,000/-(Applicable as per Credit Limit)
Daily limit for usage at PoS & Ecom
Max.Rs. 1,00,000./-(Applicable as per Credit Limit)
Charges for issuance of Card
Rs.150/-+GST
Annual Maintenance fee
Rs.100/-+GST from the 2nd year onwards at the beginning of the year.
Replacement/Re-issue of Lost/Damaged
Rs.100/-+GST
Re-issue of PIN
Green PIN Rs.20/- Paper PIN Rs.50/-
PIN RESET-Rs.10/-+GST
Card Limit
Up to 10% (Maximum) of fund based working capital limit or Rs. 5 lakhs whichever is less at Bank's discretion.
Transactions at IOB ATMs
Financial and Non-Financial Transactions
No charges
Transactions at Other Bank ATMs
For each Transaction
Rs.20/-(GST applicable as per latest circular)
PoS/Ecom Transactions
Secured Online Transactions through
Verified By Visa (VBV)
Additional Features:
Restrictions: