IOB MUDRA DEBIT CARD -Features
Eligibility
Micro units in non corporate sector viz. Individuals, proprietary & partnership firms engaged in non-farm activities for income generation.
Daily Cash withdrawal limit
Subject to a max.of 20% of WC limit
Shishu : 2000
Kishore : 20000
Tarun : 20000
(May vary as per latest scheme)
Daily limit for usage at PoS & Ecom
Shishu : 1500
Tarun : 40000
Charges for issuance of Card
Rs.100/-+GST
Annual Maintenance fee
Rs.100/-+GST from the 2nd year onwards at the beginning of the year.
Replacement/Re-issue of Lost/Damaged
Re-issue of PIN
Green PIN Rs.20/- Paper PIN Rs.50/-
PIN RESET-Rs.10/-+GST
Card Limit
Issued under RuPay brand A separate CC account is opened and allot a sublimit to the extent of 20% WC limit for exclusive card operations.
Max. card limit Shishu - 1,000/-;
Kishore - 1,00,000 /-
Tarun - 2,00,000/- (May vary as per Latest scheme)
Transactions at IOB ATMs
Financial and Non-Financial Transactions
No charges
Transactions at Other Bank ATMs
For each Transaction
Rs.20/-(GST applicable as per latest circular)
PoS/Ecom Transactions
Secured Online Transactions through
RuPay Paysecure