VISA INTERNATIONAL DEBIT CARD - GOLD - Features
Eligibility
All SB accounts and CD/CC accounts in the name of Individuals or Proprietary concerns, with an average balance of Rs.50, 000/- per quarter in their accounts.
Daily Cash withdrawal limit
Rs.30,000.00
Daily limit for usage in Merchant Establishments (PoS)
Rs.75,000.00
Daily limit for usage in Internet (E-com)
Charges for issuance of Card
Rs.200/-+GST
Annual Maintenance fee
Rs.150/- +GST from the 2nd year onwards at the beginning of the year.
Replacement/Re-issue of Lost/Damaged
Re-issue of PIN
Green PIN Rs.20/- Paper PIN Rs.50/-
PIN RESET-Rs.10/-+ GST
Transactions at IOB ATMs
Financial and Non-Financial Transactions
No charges
Transactions at Other Bank ATMs
First 5 transactions (3 transactions only allowed in 6 metro cities) including Non-Financial in a calendar month for SB account holders
After 5 transactions(from 4th transaction onwards in 6 metro cities) for each Transaction
Rs.20/-+GST
For CD/CC accounts(from first transaction onwards)
PoS/Ecom Transactions
Secured Online Transactions through
Verified By Visa (VBV)