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Last Updated on 16/08/2019
Commercial Cash Credit Against Jewellery

IOB GOLD LOAN - "WORTH A WHILE WITH GOLDEN SMILE"

Special features

  • Gold loan for all your needs
  • Express speed of sanction
  • Lower processing charge
  • Competitive  interest rate
  • No closure charges
  • No documentation chargesand many more...

Various Schemes

1.    Agricultural Jewel loan -

a.   Purpose: To meet Short-term production credit needs of farmers.

b.   Limit: Maximum limit per borrower Rs.10 lakhs.

c.    Repayment: Bullet payment in one year.

 Agriculture Term loan - Jewellery    

a)     Purpose: to meet Investment credit needs of farmers

b)     Limit: Maximum limit per borrower Rs.10 lakhs.

c)     Repayment: Maximum 3 years in monthly/Quarterly/Half yearly/Yearly.

2.      Jewel Loan SME  -

a.     Purpose: to meet investment need in MSME - Manufacturing, Services and Retail Trade sectors

b.     Limit: Maximum limit per borrower of Rs.5lakhs.

c.      Repayment: Bullet payment in one year.

 

3.          Jewel Loan - Others  -

a. Purpose: to meet domestic/business needs

b. Limit: Maximum limit per borrower of Rs.25 lakhs.

c. Repayment: For loan upto 5 Lacs -bullet payment in one year and for loan above 5 lacs-in monthly EMIs with maximum 35 months.