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Last Updated on 16/10/2019
Commercial Cash Credit Against Jewellery

IOB GOLD LOAN - "WORTH A WHILE WITH GOLDEN SMILE"

Special Features

  • Gold loan for all your needs
  • Express speed of sanction
  • Lower processing charge
  • Competitive interest rate
  • No closure charges
  • No documentation charges and many more...

Various Schemes

1. Agricultural Jewel Loan

a. Purpose: To meet Short-term production credit needs of farmers

b. Limit: Maximum limit per borrower Rs. 10 lakhs

c. Repayment: Bullet payment in one year

Agriculture Term loan - Jewellery

a) Purpose: to meet Investment credit needs of farmers

b) Limit: Maximum limit per borrower Rs.10 lakhs.

c) Repayment: Maximum 3 years in Monthly / Quarterly / Half Yearly / Yearly

2. Jewel Loan SME

a. Purpose: to meet investment need in MSME - Manufacturing, Services and Retail Trade sectors

b. Limit: Maximum limit per borrower of Rs. 5 lakhs

c. Repayment: Bullet payment in one year

3. Jewel Loan - Others

a. Purpose: to meet domestic/business needs

b. Maximum limit per borrower of Rs. 25 lakhs

c. Repayment: For loan upto 5 Lacs -bullet payment in one year and for loan above 5 lacs-in monthly EMIs with maximum 35 months.